Agreement to Terms
By accessing or using the brave-hollow website (brave-hollow.com) and services, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you may not access the website or use our services.
Description of Services
brave-hollow provides financial literacy education services for children, teenagers, and families, including:
- Individual coaching sessions
- Group workshops and family programs
- School partnership programs
- Online membership clubs
- Educational resources and materials
Eligibility
Our services are intended for use by parents, guardians, educational institutions, and individuals over the age of 18. If you are under 18, you must have permission from a parent or guardian to use our services.
Registration and Account Security
When you register for our services, you agree to:
- Provide accurate, current, and complete information
- Maintain and update your information as necessary
- Maintain the security of your account credentials
- Accept responsibility for all activities under your account
- Notify us immediately of any unauthorized use
Payment and Refunds
Payment Terms
Payment is required in advance for services unless otherwise agreed. We accept various payment methods as indicated during the enrollment process. All prices are in British Pounds (GBP) and include applicable VAT.
Refund Policy
Refunds are available under the following conditions:
- Full refund if cancelled at least 48 hours before the scheduled session
- 50% refund if cancelled between 24-48 hours before the session
- No refund for cancellations within 24 hours of the scheduled session
- For subscription services, refunds are prorated based on unused time
User Conduct
You agree not to:
- Use the services for any illegal purpose
- Violate any laws or regulations
- Infringe on intellectual property rights
- Transmit harmful or malicious code
- Harass, abuse, or harm other users
- Impersonate any person or entity
- Collect or store personal data about other users
- Interfere with the proper functioning of the website
Intellectual Property Rights
All content on this website, including text, graphics, logos, images, videos, and software, is the property of brave-hollow or its content suppliers and is protected by copyright and other intellectual property laws.
You may not:
- Reproduce, distribute, or modify our content without permission
- Use our materials for commercial purposes without authorization
- Remove copyright or proprietary notices
Educational Content Disclaimer
Our services provide educational information about financial literacy. This information:
- Is for educational purposes only
- Does not constitute professional financial advice
- Should not be relied upon as the sole basis for financial decisions
- Does not create a fiduciary relationship
For specific financial advice tailored to your situation, consult a qualified financial advisor.
Privacy and Data Protection
Your use of our services is also governed by our Privacy Policy. By using our services, you consent to the collection and use of information as described in our Privacy Policy.
Limitation of Liability
To the fullest extent permitted by law, brave-hollow shall not be liable for:
- Any indirect, incidental, special, or consequential damages
- Loss of profits, revenue, data, or use
- Damages arising from your use or inability to use our services
- Damages arising from any unauthorized access to or use of our servers
Our total liability shall not exceed the amount you paid for the specific service giving rise to the claim.
Indemnification
You agree to indemnify and hold harmless brave-hollow, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:
- Your use of our services
- Your violation of these Terms of Use
- Your violation of any rights of another party
Modifications to Services and Terms
We reserve the right to:
- Modify or discontinue services at any time
- Update these Terms of Use
- Change pricing and service offerings
Continued use of our services after changes constitutes acceptance of the modified terms.
Termination
We may terminate or suspend your access to our services immediately, without prior notice, for any reason, including if you breach these Terms of Use.
Upon termination:
- Your right to use the services ceases immediately
- You must cease all use of our materials
- Provisions that should survive termination will remain in effect
Governing Law and Jurisdiction
These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Severability
If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
Entire Agreement
These Terms of Use, together with our Privacy Policy and any other legal notices published on this website, constitute the entire agreement between you and brave-hollow.
Contact Information
If you have questions about these Terms of Use, please contact us:
brave-hollow
42 Rosemary Street
Belfast, BT1 1QE
United Kingdom
Email: [email protected]